Joe Pickett
Loan Specialist
(808) 983-1080

Joe is the best. This is not my first refi, but it was definitely the best transaction. Awesome communicator, kept me informed through the whole process. Would definitely recommend to anyone needing a mortgage!

Alfred K.

Joe Pickett is very professional and efficient at what he does. Joe gave us options that best fit our needs, I highly recommend his service as I will be a repeat customer myself. Thanks Joe!!

Lonnie O.

Greetings!

Greetings!   My Wife and I were both elated when we had won the bid for the Nob Hill house. However, we felt as if we were left to mercy and chance when we were faced with the escrow and closing process. We did not know who to turn to as our former loan officer denied us service when learning about the late occupancy. After inferring with Rustan of Tongg Associates, we were pointed into the direction of Joe Pickett and HME.   After a lengthy process, we came through and are now proud owners of a town house! We are excited about our future and move forward with some peace of mind. This could not have been possible without the tireless efforts of Joe Pickett and HME.   There were some delays, but ultimately, Joe and his team came through for us, and displayed professionalism, diligence, and a cordial ethic from our initialization and throughout – to the post process. Joe and HME have been stalwarts as they championed the escrow and closing process on time and promptly. We would recommend HME to any new home buyers who are looking for levity and guidance. Thank you for your great Read more “Greetings!”

Gavin & Lindsay V.

MAHALO

Joe and his team took their time answering my numerous questions and never once lead me to believe anything that was not factual. I am overly joyed with the work and care that was put input assisting secure my first house. MAHALO!

Ray O.

Our loan advisor Joe Pickett was great and very helpful. Also patient with all our questions regarding the refinance! I would recommend him to any of my friends looking to refinance their home!

Judy R.

I believe Joe helped us w/ our transaction and without his support, the process would have been much slower and tedious. He helped to walk us through every step and provide individual service. We were treated as important clients who’s patronage was very important to Joe and his company. We definitely received personal attention from Joe and his services.

Steve C.

Simply exceptional and a power house performer. Mr. Joe Pickett never stopped working in ensuring that all documents were very well prepared, kept my family and I informed at all times of issues, concerns, and updates throughout the loan process, and most important meeting our required time line for closing. A phenomenal loan officer and I’ve never met someone like Joe with his caliber of superb costomer service. I will definately utilize Joe and his team in the future for chasing another home and will continue to recommend him to other service members because they deserve the best. I wish there are more like Joe out there because he really pours his heart out, time, and dedication to what he does best, taking care of his clients in ensuring the pursuit of happiness and satisfaction.

Richard S.

Joe Pickett provided me with excellent customer service which is the reason why I refinanced with him for the second time. I would recommend him to anyone who asks me for a mortgage broker.

Mark H.

Simply exceptional and a power house performer. Mr. Joe Pickett never stopped working in ensuring that all documents were very well prepared, kept my family and I informed at all times of issues, concerns, and updates throughout the loan process, and most important meeting our required time line for closing. A phenomenal loan officer and I’ve never met someone like Joe with his caliber of superb costomer service. I will definately utilize Joe and his team in the future for chasing another home and will continue to recommend him to other service members because they deserve the best. I wish there are more like Joe out there because he really pours his heart out, time, and dedication to what he does best, taking care of his clients in ensuring the pursuit of happiness and satisfaction.

Richard S.

Joe and the HME team is definitely a company you can trust when it comes acquiring a mortgage. Joe definitely made the process easy and getting the approval expeditiously.

Stephon S.

Buying this condo in Hawaii was the easiest experience we have ever had, and it was all done electronically from Texas. Joe was very professional and I appreciated his financial knowledge. He kept us informed with several phone calls and emails which made us feel comfortable. We also loved the videos he sent as we proceeded through each process. They were fun to watch. We would highly recommend Joe Pickett and his team at Hawaii Mortgage Experts. Mahalo Joe, great job!

John D.

Joe was fantastic. We were having to get documents from another lending organization that was not cooperating. Joe was the resource that got it all done! We were really happy with the service he provided.

Jewell T.

Joe was very knowledgeable and understanding of his job plus our wants and needs. He was technically proficient in the process of purchasing our home. Always helpful and polite in our conversations.

Aaron S.

Joe goes above and beyond for his clients. You always feel as if he has your best interests in mind.

Joni T.

Joe Pickett is an excellent Loan Advisor. He kept me informed throughout the process and updated me frequently. I did have some challenges, but Joe did what he had to make things work.

Karlson K.

My overall experience was…….Awesome!! I was informed and kept updated of every step of the process. Each of those steps were explained to me by Joe Pickett or by a member of his staff. I was also provided with pdf’s, videos, etc. via email which I feel made the whole process a lot more understandable for me and I assume sped it along. Joe and his staff were so accommodating and mindful of my time. He also answered any questions I had and helped me deal with some issues that came along. Thank you Joe and Staff for all your help! You are truly appreciated!

Lenora F.

Joe was just great, answered all our questions, helped us through the process of the purchase and got us a good interest rate. Likewise, all your staff at the escrow company were always helpful.

Chandra V.

Joe is a great guy! He worked really hard and hustled to get us our loan. Easy to work with and very creative. He knows how to raise the bar and take it to the next level.

Lincoln P.

Joe Pickett was exceptional with his customer service and problem solving skills!

Cynthia P.

Everything was excellent. I cannot think of anything that needed to be improved. Joe did an exemplary job in every aspect and was very knowledgeable.

Kyle K.

Joe was terrific in explaining and helping me through the process. The service and follow through was excellent. I would definitely recommend Joe.

Roxanne F.

The entire process was smooth and painless. Couldn’t ask for better. Thanks Joe!

Philip H.

Joe Pickett provided me superb service throughout the loan process. He kept me in the loop and updated on every step of the loan. He remained positive in every aspect of the process. This gave me a positive feeling that everything was going well on my loan. He kept in contact and provided immediate options when there was a small issue. The bottom line my experience with Joe of HME was very satisfying and I want to thank him for his outstanding customer service and professionalism throughout the process. A job well done and a very satisfied customer, Aloha and Thank You!

Calvin A.

I’ve worked with 3 companies in the past for a refi and 1st home purchase and HME is the best so far. I would recommend this company to anyone. Joe Pickett was very helpful and knowledgeable through the whole process.

Jensen C.

Mahalo Joe. You have been awesome to work with and I will definitely tell people about you and the company.  Appreciate the info.  This has been the best ever mortgage company I have worked with.

Duane P.

With my job I travel a lot . I found a house a couple days before I had to travel to Korea. Upon returning from Korea I was home only two weeks before I had to leave once again for the Philippines. With everything that I had going on in my life Joe was very understanding and he kept me abreast of everything that was going on. He was able to make this happen for me in just over a month. I say again, “Thank you Joe.”

Bartholomew L.

We are very satisfied with our experience while working with Joe Pickett. Joe is very professional and always provides excellent service.

Editha R.

We are so happy with our experience while working with Joe. He provided us with excellent customer service!

Charlene R.

Working with my loan advisor Joe for the past couple of years has significantly contributed to my family’s financial readiness and has always met our needs.

Jorge V.

Our experience with Mr. Pickett was a great one. His knowledge of the VA loan system is amazing and made us feel at ease during the entire process.

Carlos D.

NMLS: 350943

Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful and personable experience. My focus is to help each of my clients achieve their financial goals.  Market conditions and mortgage programs change frequently and I’m passionate and dedicated to providing you with quick and honest financial advice. I will ensure that you have a thorough understanding of the mortgage process and I would love to answer all of your questions along the way. Please contact me anytime by phone, fax, or e-mail for an authentic mortgage experience and expert advice.