Kelly Westmoreland
Loan Specialist
(808) 381-1507

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My family and I appreciate everything Kelly has done with and for us. This is my very first home purchase and he made everything seem like a breeze from start to finish. He has been there answering all of my questions and addressing all of my concerns, as well as explaining every aspect of the process. I am forever grateful to have had such a wonderful human being help my family and I with this new journey we are on. Mahalo Kelly for all that you’ve done!

Stephen B.

Thank you Hawaii Mortgage Experts, and especially Kelly Westmoreland for seeing this process through for us. It took a while and extreme patience on your side to get us refinanced to accomplish our goal. We are now the out-right proud owners of one of our properties – “Paid in Full”! All thanks to your commitment to get it done. Mahalo!!! And may God Bless you all…  

Raymond T.

Kelly did a outstanding job getting us approved . Especially helping us get over the bumps we hit .  

Raymond T.

Kelly has been awesome to work with. From the very beginning, he kept both my husband and I in the loop of everything that is going on in the process. Kelly explained the entire loan process in detail, and was always available to answer any questions we had. Applying as new homeowners, we knew very little about what to expect, but Kelly helped us the entire way and guided us on what we needed to do. He also ensured we got the best rates by going above and beyond. The entire process was smooth and everything went according to plan.  

Brenden S.

I been trying to refinance my mortgage loan for 4 times with other company, but nothing was accomplished and the waiting game is just very unpromising. Kelly is very responsive to my follow up calls, emails, and texts. I wanted to know if there’s any progress with the refinance loan.   He responded right away. He guided us on what we needed to do to proceed with the refinance from begging to end.  Kelly Westmoreland helped us getting approved with our mortgage refinance quickly, efficiently, with little stress, and effectively. With his help, I am now saving $2000.00 per month in my monthly bills. Thank you so much Kelly for all your help!  

Gloria A.

Kelly is an awesome loan officer. This is my second time refinancing. The process has always been fast and Kelly is on top of everything. Will definitely recommend to family and friends.  

Victor V.

The refinancing process was extremely easy and had minimal stress. Everything was explained to me in detail prior to the next step in the process. Excellent service. Thank you Kelly for being helpful and knowledgeable!

Carrie C.

Kelly has always explained things very well. We look to Kelly to provide us with honest & reliable information & have never been disappointed. He is and always will be our 1st choice, if we need loan help.

Ron E.

Kelly was awesome. Highly professional, knowledgeable and responsive. He was patient and thorough answering all of our questions. Excellent job! This guy could run his own show!

Jennifer O.

I was very happy with Kelly and his communication with me. HME is very reputable and I would recommend any vet who is looking to refinance to work with Kelly and HME.

Edward J.

Kelly was great! Always go back to us right away and worked hard to get us our refi. We will definetly recommend him to anyone. Thank you!

Lisa F.

Kelly was knowledgeable, timely and very easy to work with!

Jesse L.

It was a pleasure working with Kelly at Hawaii Mortgage Experts. He was diligent and determined to get us the best interest rate available. We would highly recommend him to our closest family and friends. Thank you again Kelly, we appreciate your hard work!

Francine L.

I was very impressed with the consistent information provided to me throughout the entire refinancing process. It was done in a professional and timely matter. It was easy to recognize the commitment to the costumer. Thanks Kelly!

Damien C.

Overall the steps went very well, and the timing went smoothly. We signed before the 45th day. I feel it went as quick as it could overall. We are very satisfied with our experience working with Kelly!

William K.

NMLS: 1201286

Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful and personable experience. My focus is to help each of my clients achieve their financial goals.  Market conditions and mortgage programs change frequently and I’m passionate and dedicated to providing you with quick and honest financial advice. I will ensure that you have a thorough understanding of the mortgage process and I would love to answer all of your questions along the way. Please contact me anytime by phone, fax, or e-mail for an authentic mortgage experience and expert advice.