Mike Dilorenzo
Loan Specialist
(808) 208-0917

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I can’t say enough good things about HME and especially Mike Dilorenzo. He went so far above and beyond the call of duty and was able to get us into our first home. I am a self employed musician and my wife is a music teacher. Not exactly what a bank wants to see on a loan application. Mike knew exactly what loan programs to use and how to go about making the whole thing work for us. Also, although we were buying a cheaper starter house and Mike was probably used to doing loans of significantly greater value, I was blown away by the level of importance mike placed on us and by the amount of effort he put forth to make the whole thing happen. I’m pretty convinced that if we had not met Mike we would have never been able to do this. We are very grateful. Thank you so much to Mike and the whole team there.

Ian S.

My experience working with Mike was excellent. Prior to using HME, I knew little to nothing about the VA loan and what the process was like to purchase a home. Mike’s ability to break down the application process and how everything worked made house buying simple and stress free. I never felt like I was being taken advantage of and have recommended HME to friends interested in purchasing a home on numerous occasions.

Mario E.

Everything was fast and smooth. Michael was on top of it. Even when traveling in Spain.

Jason J.

Michael was very diligent in his efforts to get us a good rate on our mortgage.  He jumped through hoops for us.  I will definitely recommend him to my family and friends.

Trang T.

Mike was an awesome loan officer.  I never felt once that he wasn’t fighting to get us the best deal in the quickest time possible.  He was diligent in making sure that we understood as much as possible when it came to everything involved in obtaining our home.  Much of it went over our heads and Mike at least tried to get us to understand. All in all, he made the process simpler.  There is no way we could have done it on our own. 

Kellen I.

Mike did a great job of explaining things from the beginning (and throughout the process) when I had questions, which is why I ultimately chose his services. After dealing with realtors who were ruining the whole home buying experience for me, it was nice not having to deal with that on the loan side.

Tiffany T.

Mike did an excellent job working with our schedules, and providing as much assistance as possible. Our refinance was executed quickly, and he helped us save the money we wanted.

Stephen S.

Mike was very professional and kept us up to date with the activities going on with our process of refinancing our home. Very informative on how the process goes and what we had to do. Documents signings were very easy and our time was not wasted. I would recommend Michael Dilorenzo and HME to all our family and friends. Great service.

Bryant M.

My philosophy is to always try and keep my business local. Mike’s knowledge of the business, his local connections and 24/7 service made this refi painless. Check him out if you ever need a mortgage. I give him and HME 5 stars!

Douglas S.

Buying a house/applying for a mortgage was a long and stressful process but, having Mike there to always answer my questions and walk me through the next steps was such a huge help in reducing the stress. Mike did an excellent job and we are very satisfied with our loan officer and HME.

Melanie O.

It was an exciting experience purchasing our first home and we are so happy that we chose HME to assist us with financing. We are very pleased with the service and our loan officer, Michael Dilorenzo. He went over and beyond both with our first mortgage and refinancing. We are grateful for his diligent work and caring attitude. We look forward to working with him again in the future.

Shaston E.

NMLS: 1517061

Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful and personable experience. My focus is to help each of my clients achieve their financial goals.  Market conditions and mortgage programs change frequently and I’m passionate and dedicated to providing you with quick and honest financial advice. I will ensure that you have a thorough understanding of the mortgage process and I would love to answer all of your questions along the way. Please contact me anytime by phone, fax, or e-mail for an authentic mortgage experience and expert advice.