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Kelly has been awesome to work with. From the very beginning, he kept both my husband and I in the loop of everything that is going on in the process. Kelly explained the entire loan process in detail, and was always available to answer any questions we had. Applying as new homeowners, we knew very little about what to expect, but Kelly helped us the entire way and guided us on what we needed to do. He also ensured we got the best rates by going above and beyond. The entire process was smooth and everything went according to plan.