What are the disadvantages of a VA Loan?

Simply put….There are none!

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Customer Reviews

Everything went very smoothly throughout the entire process!

John W.

March 28, 2016

In the first place I’m afraid because maybe I cannot afford my mortgage but excited to have my own house ,but because of the help of my loan officer and my… Read more “”

Joise M.

March 28, 2016

HME is an excellent mortgage company for your mortgage needs. The agents are friendly and very helpful. Would highly recommend to all those interested.

Ronnie K.

February 16, 2016

It was a pretty painless process. The communication was outstanding.

Stephen I.

February 9, 2016

Very helpful. Educated us on how to calculate mortgage and closing cost. We received the rate we wish to have.

Nikki S.

February 9, 2016

Very easy to work with and quick to answer the million questions I had about the process and paperwork.

Tiffany R.

February 9, 2016

Very proactive and always following up with us on our house.

Joyce G.

February 9, 2016

Very professional and outstanding.

Francisco S.

February 9, 2016

We were well taken care of and the response tines from our loan agent was awesome and timely. We would use him again if we need to!

Jeanne K.

February 9, 2016

Great working relationship, kept us up to date, polite, curious,and very much on top of his game.

Herbert A.

February 9, 2016

OUTSTANDING Service and a very impressive performance rendered during the whole duration of my refinance. From start to completion, it was flawless in all respect and completed in a very… Read more “”

Rodrigo R.

February 9, 2016

Thank you so very much for all of your help in securing our loan for our new home. You were organized & thorough & professional, as well as kind which… Read more “”

Victor V.

December 17, 2015

I always felt like I was the only client. I could not have asked for a more professional and attentive staff.

Kristen S.

December 17, 2015

My overall experience was extremely well. The agents provided me and my wife with detailed and revelant information. They were attentive and patient and were dedicated all the way until… Read more “”

Morgan F.

December 17, 2015

The staff at Hawaii Mortgage Experts are top notch! They were very professional and knowledgeable throughout the whole process. Their positive attitudes and words of encouragement kept us focused even… Read more “”

Mark D.

October 19, 2015

Being a first time home buyer I’m glad that we used Hawaii Mortgage Experts. They were very patient and kept in contact through the whole process.

Rani R.

October 19, 2015

Staff was very thorough and did everything possible to get paperwork completed quickly.

Daniel S.

October 19, 2015

My experience with Hawaii Morgage Expeets was phenomenal. The customer care and professionalism was refreshing. We were kept in the loop as to the progress as well as the delays… Read more “”

Lee R.

October 19, 2015

Got it done where others could not … personal, professional, accurate, timely. Very impressed!

Edmund W.

October 19, 2015

Very professional team. My experience was top notch. Thank you for the excellent support!

Cherrielynn K.

October 19, 2015

The process was smooth and the updates I was provided were timely and accurate.

Doyle P.

October 19, 2015

My experience with Hawaii Morgage Expeets was phenomenal. The customer care and professionalism was refreshing. We were kept in the loop as to the progress as well as the delays… Read more “”

Lee R.

October 19, 2015

Got it done where others could not … personal, professional, accurate, timely. Very impressed!

Edmund W.

October 19, 2015

Very professional team. My experience was top notch. Thank you for the excellent support!

Cherrielynn K.

October 19, 2015

The process was smooth and the updates I was provided were timely and accurate.

Doyle P.

October 19, 2015

My overall experience with HME was incredibly positive. They were able to take a full percentage point off my fixed interest rate and save me a few hundred dollars per… Read more “”

Brett H.

August 31, 2015

I am ecstatic that we found a company willing to help us with our loan. Although complicated with our situation, they were able to give us other options. I really… Read more “”

Kendra P.

August 31, 2015

We were extremely pleased with every step in the mortgage process. Your personal characterization of of us totally “blew us away”. Truly made us feel more relaxed. Thank you.

John P.

August 31, 2015

Excellent/professional service and quick turn around.

Matautu L.

August 31, 2015

Very quick seemless process. I would recommend HME to everyone.

Kurt T.

July 14, 2015

Smooth & easy process!!!

David A.

June 27, 2015

Overall experience was excellent. I would recommend to all friends and family. I am satisfied with all the services. Fast services and very reliable company.

Gina Y.

June 9, 2015

The most personal financial dealing I’ve ever had where my interest was considered and at the heart of all transactions.

James G.

June 9, 2015

The process was efficient and very client friendly.

Charlene P.

June 9, 2015

Overall experience has been extremely satisfying! Every question I had were answered. Very professional!

Dandrell C.

June 9, 2015

Services are beyond my expectations, very helpful and patient and both showed dedication and thoroughness on their job.

Norgen D.

June 9, 2015

A+ 5 STAR EVERYTHING IS GOOD!!!!!!!!!

Charles V.

June 9, 2015

Everything was a smooth transaction and great support! Much Mahalos!!

Lawrence C.

June 9, 2015

Very professional and quick response to any questions I had.

Michael K.

June 9, 2015

Professional, responsive and very customer focused.

William R.

June 9, 2015

Cant ask for any better service then you have provided for me.

Gilbert L.

June 9, 2015

Outstanding service, all profesional from beginning to end.

Enrique E.

April 30, 2015

I felt as though I was a personal client. I have my own broker looking out for me. Very happy.

Don M.

April 30, 2015

The staff definitely worked as a team to get my refinance complete. They also communicated with me during the process every step of the way.

Lorin K.

April 30, 2015

Really appreciate Dex’s following through from the initial emails which were very informative and inviting, which made me want to do my application through him. He is very knowledgeable, helpful,… Read more “”

Annie R.

April 30, 2015

My loan process was smooth, excellent, and everyone was friendly and knowledgeable.

Elizabeth C.

April 30, 2015

This was the smoothest home finance or refinance I have heard of or experienced.

Ronnie L.

March 26, 2015

As I came into this with only a vague notion of how it all worked, I am very fortunate to have had your help to guide me through this process… Read more “”

Neal W.

March 26, 2015

It was done quickly and easy. We experienced no problems and would do it again if the opportunity presented itself.

William R.

March 26, 2015

Your people help us a lot. We are so happy to have gone with your company. I would recommend a friend to you. You guys work real fast in getting… Read more “”

Anita A.

March 26, 2015

HME did everything they said they would do and communications were superb. I would recommend them to my friends and family.

Patrick Y.

March 26, 2015

What I really like is Dex really worked so hard to complete the documents -he never gave up.

Myrna C.

March 26, 2015

Very fast service! Faster than lighting! 100% satisfied!

Florily E.

March 26, 2015

Professional, complete, thorough, quick, efficient, and absolutely client oriented approach. The client feel secure, informed, safe and satisfied at every stage. A model of friendly American service at every step… Read more “”

Chitha U.

March 26, 2015

I was very pleased with how quickly my refinance process happened. My refinance process had some “issues” that needed to be resolved and because of that I anticipated a lengthy… Read more “”

David B.

December 22, 2014

We are grateful that Hawaii Mortgage Experts stuck with us despite the challenges of our loan. Our loan officer was always available to help us or answer our questions.

Stephen C.

December 22, 2014

We are blessed and thankful that we met your company/team. We appreciate all your support and hard work regarding our home loan processing and making our dream come true.

Rogelio R.

October 29, 2014

Wendi, Thank you so much for all your hard work, effort and time which helped to make our refinance possible. You are greatly appreciated! God bless!

Tiki S.

October 21, 2014

Dex has shown a professional and patient approach to a complex loan that succeeded as promised. He was in contact almost daily even weekends to bring us the information we… Read more “”

Richard S.

October 10, 2014

Hawaii mortgage experts, in specific Mr. Dex Cajigal, have done the best job my wife & I could have imagined!!! He guided us through an intense & rigorous refinance that… Read more “”

David S.

September 29, 2014

They made promises that they kept! It is wonderful to be treated with such professionalism and expertise. We greatly appreciated it!!

Courtney D.

September 22, 2014

I wouldn’t hesitate to recommend your services as I was impressed with the service and quick response to all of my questions.

Glenn C.

September 22, 2014

We received excellent service and are very satisfied with our experience!

Bridget W.

September 22, 2014

Thank you very much Dex for doing all the detail work required to close that difficult loan with Bank of Hawaii. Mark and I appreciate your reliable attention to all… Read more “”

Rich S.

September 22, 2014

Dealing with a local agent like you really went fast and smooth. You did all the work and we only signed. No faxing. That was the fastest loan closing we… Read more “”

Karen P.

July 29, 2014

Excellent experience! Just provided documents and Steve did the rest. He was personal, honest, and competent.

Antonio T.

July 29, 2014

I was pleased with the service and how quickly we were provided with information on our loan. We thank you for that. Mahalo!

Joel S.

July 29, 2014

Couldn’t believe how fast the process was. For the most part, very smooth transaction. We are very satisfied with our overall experience!

Delphine P.

July 29, 2014

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