Hawaii Loan Options Finding a great Hawaii home loan involves careful consideration of your needs, finances and history. We are here to guide you through the process. There are many factors to consider when dealing with a home purchase or refinance. Let our experts advise you on the best loan options in Hawaii. Purchase Loan Options in HawaiiFixed Rate MortgageInterest Rate and payments on a Hawaii fixed rate mortgage remain the same for the entire term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. RehabA Rehab Loan can roll the costs of the renovation into your loan. USDAWith a USDA loan, you can purchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers in Hawaii. Low Down Payment OptionsExplore low down payment purchase options that may make you a home owner in Hawaii with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. Refinance Loan Options in HawaiiRefinanceMortgage refinancing in Hawaii may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.